Cash Pay Options
Why go with cash pay vs insurance?
Cash pay physical therapy, also known as private pay or out-of-network physical therapy, is a model where patients pay directly for services rather than using insurance. This approach allows for more personalized care, as therapists are not restricted by insurance regulations and can tailor treatments to individual needs.
Some benefits of cash pay physical therapy include:
- Direct access to treatment without needing referrals or insurance approvals.
- Flexible treatment plans that focus on patient goals rather than insurance limitations.
- Transparent pricing with no surprise billing or insurance negotiations.
- More time with therapists, as sessions are not dictated by insurance reimbursement rates.
Typical rates for cash pay physical therapy sessions range from $125 per session, though specialized therapies may charge $250 or more for certain women’s and men’s health treatment options. We offer package deals or discounts for multiple sessions.
Contact us at 317-854-6780 and we would be happy to discuss these options with you.